| 
 Item:  | 
 Amount:  | 
 Transfer:  | 
Giving $  | 
||
| 
 House Payment or Rent *  | 
||
| 
 Savings (general) $  | 
||
| 
 Savings (major purchase) $  | 
||
| 
 Investment (retirement, college fund, etc.) $  | 
||
| 
 Consumer Credit (cards, stores, etc.) *  | 
||
| 
 Credit Pay down (see Debt Elimination) $  | 
||
| 
 Children's Clothing *  | 
||
| 
 Phone (hard, cell, DSL, etc.) *  | 
||
| 
 Alimony, Child Support, Etc. *  | 
||
| 
 Electricity *  | 
||
| 
 Gas (for home if paid monthly) *  | 
||
| 
 Medications (ongoing) *  | 
||
| 
 Insurance (if monthly payments) *  | 
||
| 
 Internet Service  | 
||
| 
 TV (cable, satellite, etc.)  | 
||
| 
 Water, Sewer, Garbage (if paid monthly) *  | 
||
| 
 Other (grown-up clothes, lifestyle, etc)  | 
||
| 
 Total Family Bills  | 
| 
 Item:  | 
 Mo. Paid  | 
 Amount  | 
 Transfer  | 
| 
 Gas (if irregular payments) *  | 
|||
| 
 Water, Sewer, Garbage*  | 
|||
| 
 Income Taxes (if not withheld) *  | 
Apr. | ||
| 
 Gifts (xmas, wedding, b-ay, etc)  | 
|||
| 
 Auto Registration (boat, etc) *  | 
|||
| 
 Tax Preparation $  | 
|||
| 
 Insurance (auto, home, life) *  | 
|||
| 
 Insurance (irregular med, dental) *  | 
|||
| 
 Insurance Co-pays & Medicine *  | 
|||
| 
 Maintenance (auto & home) *  | 
|||
| 
 Rec. (eat out, vacation, shows)  | 
|||
| 
 Subscriptions  | 
|||
| 
 Legal Fees *  | 
|||
| 
 Total Impound Budget  | 
####### | ####### | 
| 
 Item:  | 
 Amount:  | 
| 
 Food (required) *  | 
|
| 
 Junk (junk food, tobacco, alcohol)  | 
|
| 
 Fuel (for autos) *  | 
|
| 
 Haircuts (if cash)  | 
|
| 
 Allowances (kids-earned & adults)  | 
|
| 
 Total Cash Budget  | 
| 
 Item:  | 
 Income:  | 
 Expense:  | 
| 
 Income Items:  | 
||
| 
 Wages, Salaries (month)  | 
 ########  | 
|
| 
 Alimony, Child Spt, Etc.  | 
 ########  | 
|
| 
 Tips  | 
 ########  | 
|
| 
 Expense Items (above):  | 
||
| 
 Family Bills  | 
 %%%%%%  | 
|
| 
 Impound Budget  | 
%%%%%% | |
| 
 Cash Budget  | 
%%%%%% | |
| 
 Total Income and Expense  | 
 ########  | 
%%%%%% | 
(Adjust optional
expenses until Income and Expense totals match.)
(Item codes:  $=investment item, 
*=necessary expense item)
  
Bible Studies
Christian Budgeting Tips
Christian Budgeting Tips 2
Christian Almsgiving
Christian Finances-1
Christian Finances-2
Christian Finances-3
Debt Elimination
Debt Free Christian Life
Definition Of Tithe
Employment & Christians
Family Budget Worksheet
Home Mortgage Basics
Home Mortgage 
Basics 2
Investment With Low Risk
Investment-Low Risk-2
Job Interview Tips
Resume Writing Tips
Christian Finance Books
Christian Advice Forum
Other Christian Resources
Money Management